借钱?对不起真没有: Panda-head meme with a round white body and black…

Panda-head meme with a round white body and black limbs, a real human face with a frowning, reluctant expression pasted on, lying on steps. Text reads 'Borrow money? Sorry, really don't have any,' suited to refusing a loan, feeling speechless or helpless, or teasing friends who ask for money.

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