借我点钱吧！这种事我要和我老婆商量，你不是没有老婆吗？对呀所以没得商量

Four-panel vertical meme: a panda-head character holding a cup asks to borrow money; a sunglasses-wearing round-faced character says he must consult his wife; a cat face asks why, since he has no wife; the round face replies that is exactly why there is nothing to discuss. Suitable for refusing loans, playing dumb, speechlessness and sarcasm.

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