还了钱我们还是兄弟，不还钱我们就是仇人

Panda-head meme with a black-and-white panda outline containing a squinting, smirking human face, looking half-smiling and faintly threatening. Text below reads "还了钱我们还是兄弟 不还钱我们就是仇人", suited to debt-collection jokes, mockery, or a half-joking warning.

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